Teaches the general concepts of use of earnings, saving and spending. Includes the categories for a personal budget, business budget and a profit and loss statement.  Instructor: Anna Babineaux

To provide an overview of the types of lenders, the products which applicants apply for, and general paperwork support. This will help the agent understand what it means to be in contract from a loan standpoint, how rates work and their impact on financing. We will cover the general changes in the industry this year,…

In this course, real estate agents will learn how early mortgage preparation and informed communication can help protect buyers and financed transactions. The course explains the distinction between a prequalification based on unverified borrower representations and a preapproval supported by verified income, assets, credit, and an initial Automated Underwriting System (AUS) approval. Agents will learn…

To introduce techniques that buyer and seller agents can use to effectively guide buyers and sellers through the decision-making process. Instructor: Anna Babineaux

Learn the appraisal process from ordering to rebuttal, how MLS is used, how to pull comparables and what to say and not say to an appraiser coming to your listing.  Instructor: Tiffany Walsh

To introduce a purchase option for people 62 or over. Instructor: Anna Babineaux